Part D open enrollment for 2018 has begun and will continue through December 7th. During this time, if you’re a Medicare enrollee and do not have a plan, then you should pick one. If you already have a plan, you should shop around because plans change! Premiums and deductibles go up or down, drugs get dropped from formularies, new plans come into the marketplace and others exit. Our website, MedicareDrugPlans.com, has a variety of basic plan information to help you in your search, such as premiums, deductibles, coverage gaps, and whether the plan premium is waived if you have a lower income. The most useful thing about MedicareDrugPlans.com is that you can read ratings and reviews about the plans by people who actually know because they use them. That means that if you were using Part D during 2017, you have the opportunity to help others and rate your plan.
MedicareDrugPlans.com is a supplemental information site to maximize your research when choosing your plan. However, the best place to finalize and select your plan is the on the government’s website. There, you will enter in your zip code, Medicare info, names of the medications you take, and find out which plans cover those medications.
As usual, current plan ratings and reviews don’t paint a pretty picture of Medicare Part D.
If you are eligible for Medicare Part D (Drug Plans), you should be aware that 1) open enrollment starts tomorrow, October 15th and 2) you can now research Medicare Part D plans on our site MedicareDrugPlans.com. On the site you find out which plans are rated best (or worst) by people enrolled in them. You’ll also get the 2011 pricing information for every plan in each U.S. state and territory. The information is completely objective – we are not affiliated with any plan.
If you are already enrolled in a Part D plan, MedicareDrugPlans.com allows you to rate and review your current plan, so others can learn from you.
To actually sign up for a plan, we recommend using the government’s website, Medicare.gov – at which you can best determine which plan covers all the prescription drugs you take. Comparing costs and features can be crucial to your health and your finances. Annual deductible, monthly premium and drug coverage (especially in the “doughnut hole”) are important to consider when choosing or changing your prescription plan.
This year the average premium nationally is $55, actual $1 lower than last year! The standard deductible, on the other hand, increased from $310 to $320. Less than ten plans offer coverage through the doughnut hole. However, under the new health care law, brand name drugs are now 50% off through this coverage gap period.
As open enrollment begins, Medicare enrollees interested in a drug plan are urged to research carefully. Whatever plan you choose will go into effect starting January 1st, 2011 and last for one full year – so get it right! Go to www.MedicareDrugPlans.com now.
Over the past few years we’ve found that, despite many positive ratings from actual consumers, the most reputable and safe international online pharmacies are unfairly given low ratings on WOT. As an online community of people who are supposed to rate websites on their trustworthiness, this is clearly problematic. Last week we posted an article about online pharmacies as a forum discussion on WOT – MyWot.com – to share our analysis of why the best international online pharmacies are wrongly receiving poor reputations. It should be recognized that many dangerous online pharmacies, foreign and domestic, are appropriately rated poorly on WOT, but, as described below, that doesn’t excuse rating good websites as bad.
In summary, a handful of WOT’s “Platinum” raters (those that have provided more than 10,000 ratings) mostly look to the online pharmacy evaluations of LegitScript.com and the National Association of Boards of Pharmacy, both aligned with the interests of big pharmaceutical companies. By doing so, WOT users are serving the commercial interests of the pharmaceutical and U.S. pharmacy industries by giving a low rating to trustworthy and safe online pharmacies. This is wrong and hurts consumers.
Because WOT ratings are used to determine exposure on other sites, unwarranted low ratings of safe and affordable non-U.S. online pharmacies, which are actually trustworthy, can harm American consumers who can’t afford drug prices. Sadly, these low ratings may cause them to forgo needed medication by wrongly believing an affordable online pharmacy is dangerous and untrustworthy when in fact it is very safe and trustworthy.
Since we posted the article as a forum there has been mostly positive feedback (except about the length of the forum) and a frank discussion about online pharmacies, access to medication and Web of Trust.